Auto insurance is required by law, though minimum requirements vary by state. In Georgia, bodily injury and physical damage liability coverage is mandatory. Other types of coverage include collision, comprehensive (loss in a case other than collision), uninsured motorist, personal injury protection (for lost wages, childcare expenses). You might also want a policy with a roadside protection plan.
Liability coverage for motorcycles is also required in most states. Other optional types of motorcycle insurance include coverage for collision, uninsured motorists, accessories and medical costs.
Insurance for your boat is similar to a car or motorcycle and includes bodily and property liability as well as replacement/repair coverage for physical damage to the boat and trailer.
Most standard car insurance policies are not able to adequately meet the needs of classic car owners, especially when it comes to repairs and replacement value. Coverage also has a few different stipulations from that for contemporary daily-drivers. Depending on whether you have a locked garage or a carport and how far you drive your classic on a regular basis, we can find you the right policy for you.